21 Powerful Little Ways To Save Money Of All-Time

Saving your money is easy to do when you are aware of little ways to save money. If you currently have goals to save a certain amount at the end of each month, these ways to save money will help you easily achieve those goals.

Being aware of the many little ways to save money here and there can really add up in the end.

No matter how much money you make, you should always know how to save money each month.

As somebody who uses specific little ways to save money, I know exactly how effective they can really be.

You are going to learn about powerful little ways to save money so that you have a financial cushion to fall back on.

This post is all about powerful little ways to save money so that you can achieve all of your money saving goals.

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Powerful Little Ways To Save Money

Before getting to the good stuff, don’t forget to pin this post so you have an easier time coming back to it at a later time.

How Many Americans Have No Savings?

Though it is difficult to give an exact percentage, just know that a lot of Americans have little to no savings at all.

There are even times where people are not able to afford an unexpected $1,000 expense.

This is often due to them not knowing the importance of budgeting. As well as not knowing or implementing ways to save their money.

When this is the case, they usually end up living paycheck to paycheck. Which is a situation you should always aim to stay as far away from as possible.

In other words, learn how to manage finances as young as you can and always make sure that you have a list of reasons to save money.

How To Save $1,000 In 3 Months?

In order to save this amount in 3 months, you would have to save around $333.33 each month.

If you break it down a bit further, you would need to save between $11 to $12 a day. In all honesty, you should be able to reach this amount by practicing healthy money habits.

And it all starts by saving your money in small amounts.

Once you see how easy it is to save $1,000 in 3 months, you will be able to easily increase that amount.

Eventually, you will get to a point in which you will know how to save $1,000 in 30 days instead of in 3 months.

How Can I Save Money In Small Amounts?

Listed down below are little things you can do here and there to help you save.

1. Skip Pricey Nail Designs

This tip is for all the ladies out there that enjoy getting their nails done every month.

It’s pretty obvious that going to the nail salon to treat yourself can get really expensive. Especially when you ask for complicated, pricey nail designs.

Rather than asking for these types of designs, you can instead ask for something more simple.

For example, when you get a set of acrylic nails, have the nail technician paint your nails only one color.

When requesting this, you will see how much of a big difference it makes when it comes time to pay.

2. Pay Off Debt

If you aren’t already aware, debt is one of the biggest reasons people have trouble saving.

When you have a high amount of debt, the interest you accrue is enough to put your money saving goals on hold. It can even put things on hold for a very long time.

Make sure to learn how to get out of debt so you can prioritize paying off any debt you may have as soon as possible.

Once you get out of debt, do whatever you can to ensure that you stay debt free no matter what.

Trust me when I say that having no debt will make life a heck of a lot easier.

3. Participate In Money Saving Challenges

Do you enjoy a good challenge? If you do, consider doing a saving money challenge you can easily stick to.

Whether you want to do a daily, weekly, or monthly challenge, there are plenty to choose from.

These challenges are especially great if you are wanting to know how to save money fast on a low income.

There are even some challenges that require you to use money saving charts.

These charts essentially guide you when saving money as well as help keep track of your progress.

4. Automate Your Bills

Paying bills is definitely no fun and sometimes I’m sure you wish they didn’t exist. I know I do.

Luckily, there are certain companies that will shave off a couple of bucks if you automate your bills. An example of this is T-Mobile.

By automating your bill, they will lower it by $5. Though it may not seem like much at first, it adds up as each month goes by.

Because of this, this is one of those easy ways to save money every month.

Automating your bills also makes it so that you don’t deal with late payments.

Having to make a late payment puts you at risk for having to pay late fees. Depending on the company, these fees can be quite pricey.

So when you get a chance, automate as many bills as you can.

5. Buy In Bulk

When using this tip, make sure to only do so when it makes sense.

It is easy to get carried away and buy all sorts of items in bulk simply because of the price.

However, only buy in bulk when you know that you are for sure going to use that specific item.

The perfect scenario to use this tip is when you are out grocery shopping. Those that shop at Costco and Sam’s Club know exactly what I’m talking about.

If you are wanting to know of more grocery money saving tips, make sure to check out 17 Must Know Tips To Save Money On Groceries.

6. Buy Drugstore Makeup

Applying makeup has almost become a sort of therapy for many people.

But it can be an expensive form of therapy with the way makeup products cost nowadays.

An easy way you can combat this is by switching over to buying drugstore makeup.

Plenty of brands that are found at the drugstore have been stepping up their game as of recently.

There are even some brands that apply just as good, if not better, than some of the higher end brands.

The next time you’re out shopping for makeup, take a quick trip to Walmart or Target first.

That way, you can check out the many amazing and affordable products they offer.

7. Switch To A Prepaid Phone Plan

Everyone at this point has some sort of cell phone that they use on the daily.

The problem with cell phones is that the plans certain major companies offer are pretty pricey.

I don’t know about you, but when I was with T-Mobile, I was paying around $90 each month. And that was just for one line.

Because this was costing way too much, I searched for prepaid phone plans. I ended up settling for Mint Mobile and went with the 15 GB per month plan.

Since switching over, I have noticed no negative difference with how my phone works.

However, because I now only pay $20 a month, I am seeing huge savings each month.

8. Order From Amazon

Similar to cell phones, just about everyone has Amazon Prime. And for very good reasons.

Shopping on Amazon allows you to order all kinds of things and have them delivered straight to your home.

This means not having to physically drive to a store, allowing you to save money on gas.

The ‘Subscribe & Save’ option also allows for a bit of savings on the products you frequently purchase.

Many people don’t typically see ordering from Amazon as a way to save. Which is why this is one of those unusual ways to save money.

9. Convert To Reusable Products

One of the top realistic ways to save money that greatly adds up over time is using reusable products.

Tons of reusable products exist from kitchen products, bathroom products, personal hygiene products and so much more.

The next time you’re out shopping for a specific item, see if there is a reusable alternative. If there is, buy it and try it out.

The more single-use items you are able to switch over to reusable ones and the sooner you do so, the more savings you will quickly start to see.

Most reusable products are also usually better for the environment as they help prevent waste.

Because of this, if there was a list of the top 10 brilliant money saving tips, this tip would definitely be included.

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10. Save Your Coins

Nowadays, you probably use some sort of credit or debit card to make purchases.

But there still might be times where you decide to pay with cash. When this is the case, make sure that you save any and all loose change.

When walking around, if you spot loose change on the floor, pick it up and keep it.

You can even make it a challenge to save as much loose change as you can in a digital coin bank like this one.

Once you’re done filling it up, exchange the coins for cash. Seeing just how much money you were able to accumulate might even shock you.

Remember, every little bit counts.

11. Visit Your Local Library

With the amount of streaming services available for entertainment as well as your phone, you probably forgot that libraries exist.

In all honesty, I sometimes forget they exist at all.

I even forget just how therapeutic it can be picking out a book and reading in silence.

Libraries are a great way for you to keep yourself entertained for hours without breaking the bank.

This is because most libraries are absolutely free for you to use.

With plenty of different books to choose from, you are bound to find something that catches your interest.

12. Bring Your Own Lunch

To all my fellow people that work long hours, this one is for you.

Frequently going out to eat on your lunch break quickly adds up. So much so that it leaves you wondering, why do I feel broke all the time?

On average, you can find yourself paying anywhere between $10 and $20 for just one meal.

And if you decide to sit down and eat at a restaurant, you will pay even more money.

Rather than constantly eating out, try bringing your own lunch instead. You can even start off by bringing your own lunch for one week.

After seeing how much money you are able to save, you will want to continue following this tip.

You will also come to find that this specific tip is how to save money every week.

13. Ask For Water

Speaking of eating out at restaurants, the amount of money they charge for drinks can be quite pricey.

Even for non-alcoholic drinks. You can pay anywhere from $5 and upwards for just one drink.

When compared to the store, you can pay the same amount for a drink that will last you a couple of days.

That is why when you’re getting ready to order, ask for water.

Not only will you benefit from the great effects water has on your body, but your wallet will too because it is completely free.

14. Schedule Routine Health Appointments

Keeping your health in check isn’t a tip you will find on most lists mentioning 1o ways to save money.

However, this is one tip on how to maximize savings that you should not overlook.

As you probably already know, healthcare is pretty freaking expensive. Even when you have health insurance.

When you don’t have regular checkups, you are more likely to run into health issues down the line. Health issues that force you to cough up a lot of money.

This is why it is very important to schedule routine health appointments regularly.

As getting checked out on time can help keep you healthy and prevent you from dealing with expensive health issues.

15. Use A Cash Back Credit Card

When making purchases, it helps to use a credit card that gives you cash back.

Though there are plenty of credit cards available that do this, I personally recommend the Amazon Prime Visa card.

With this card, you get 5% back at Amazon, Amazon Fresh, and Whole Foods Market. You also get 2% back at gas stations and much more.

Though 5% might not seem like a lot, it really does add up over time.

Since I do most of my shopping on Amazon, I’ve been able to easily accrue over $100 in cash back by simply buying the products I love.

When searching for credit cards to sign up for, make sure to do your research first.

Only sign up for the ones that you will actually use and that will benefit you.

16. Get A Roommate

Renting out an apartment alone takes a huge amount of money out of your monthly income.

If you are currently renting an apartment that has an extra bedroom, find a reliable roommate to move in.

Whether you ask a friend or family member to move in, doing so will help lessen the amount you pay each month.

Allowing you to take the money you would’ve spent on rent and instead put it into your savings account.

17. Set A Budget

Budgeting will forever be one of the best ways to save money each month.

What does a budget show you? It essentially shows you where all of your money is going to every month.

I go a bit more into detail in another blog post, Simple Budget Guide Every Beginner Should Know About.

This guide is especially useful if you want to know how to budget money on low income.

And don’t worry about having to purchase pricey saving money apps, because you definitely don’t need to do that.

If you are making a budget for the very first time, make sure to be aware of the common budgeting mistakes to avoid.

This will ensure you make the perfect budget to help you easily track each dollar that you make.

18. Reuse Home Decor

Decorating your home when it comes to the different seasons can be really exciting.

In fact, decorating your home with your significant other is one of the many cute cheap date night ideas that can be a lot of fun!

By now, you already know that stores come up with multiple beautiful pieces of decor each year.

Though it can be tempting to buy them, avoid spending money by reusing the home decor you already have.

You can even place certain pieces of decor in different areas than you did the year before. This is a great way to switch things up using the items you already own.

That way, you can avoid making any unnecessary purchases.

19. Cancel Your Gym Membership

I can’t tell you the amount of people I know that have a gym membership they don’t use.

On average, you can pay anywhere between $20 to $50 and upwards each month depending on the gym you use.

When you don’t cancel your unused membership, the cost of it quickly adds up.

So if you’re not currently using your gym membership, cancel it.

You can always sign up for it later whenever you are ready to start using the gym again.

20. Use A High-Yield Savings Account

Currently have your money in a savings account that earns you pennies each month?

Then get your money the heck out of there and place it into a high-yield savings account instead!

This type of account can help you get a better return on your money. Especially when you compare it to the money you earn from a traditional savings account.

Similar to other ways of saving, the amount you will see in savings will greatly increase as time goes on.

The more money you store in this type of account, combined with a high annual percentage yield, the better.

Among some of the best banks to open up a high yield savings account with include Capital One, Marcus: By Goldman Sachs, and SoFi,

21. Save Your Tax Refunds

Filing your taxes is something that needs to be done every year.

Depending on your situation, you have the potential to receive a lot of money back.

Rather than going out and spending your tax return money on unnecessary purchases, save this money instead.

You can even take this money and place it into your high-yield savings account, as mentioned above.

Again, the more money you can place into this account, the more savings you will see.

Think of it as one of those win-win situations.

This post was all about the top powerful little ways to save money to easily see savings each month.

Whether you are looking for how to save money from salary, how to save money for students, or how to save in general, these tips will greatly help you.

Though these are seen as little ways to do so, they make a huge difference especially when done altogether.

Even if you don’t follow every single tip, you will still benefit from practicing some of them.

So don’t wait any longer, start using these money saving tips today!

If you found even the tiniest bit of information from this post helpful, just know that it was made simply for you.

21 Powerful Little Ways To Save Money Of All-Time